FHA Loans

Make your homebuying journey more accessible with a mortgage insured by the Federal Housing Administration (FHA). FHA loan options are favorable for first-time homebuyers because they offer lower down payments, easier credit score requirements and capped closing costs that the seller sometimes covers. Safe, secure properties without significant renovation or repair needs are eligible for FHA loans. A home purchased with the loan must become a primary residence, not a vacation home or investment property.