Preferred Risk Policy™

The Preferred Risk Policy™ (PRP) is our flagship primary flood insurance program, offering significant benefits to our partners and clients. It provides coverage above the NFIP standard, with higher limits (up to $250,000 for residential and $500,000 for commercial) and reduced coinsurance requirements. It’s a key differentiator in the market, alleviating E&O exposure and simplifying the underwriting process.